Current Rates

as of July 16, 2010

Checking Accounts:

Rates for other Crescent State Bank Checking Accounts are available call your local office to inquire.

*Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.

Account Description
Interest Rate
Annual Percentage Yield

Crescent Rewards Checking -
Balances less than $25,000
Qualifications met*
Minimum Deposit to Open: $100

4.42% 4.51%

Crescent Rewards Checking
Balances greater than $25,000
Qualifications Met*
Minimum Deposit to Open: $100

1.00% 1.01%
Crescent Rewards Checking
All Balances
Qualifications not met*
Minimum Deposit to Open: $100
0.10% 0.10%

Crescent Gold
Minimum Deposit to Open: $100
Limited to customers age 50 and older

0.15% 0.15%
Crescent Plus 0.05% 0.05%
Crescent Platinum
Balances of $0 - $9,999
0.10% 0.10%
Crescent Platinum
Balances of $10,000 and Greater
0.15% 0.15%

*APY = Annual Percentage Yield. Annual Percentage Yield accurate as of June 16, 2010. Minimum to open account is $100. Rate tiers are as follows: 4.51%APY applies to balances of $.01 - $25,000 and 1.01%APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY will be earned on all balances if qualifications are not met. Qualifications: post 10 debit card point of sale transactions per “qualification cycle” (excluding ATM transactions), 1 direct deposit or automatic debit per “qualification cycle”, and sign up for e-statements via the CSB Online Banking product.  “Qualification cycle” means a period beginning one business day prior to the close of the current statement cycle.  Limit 2 Rewards Accounts per customer. Rates may change after the account is opened. Fees may reduce earnings. **ATM refunds up to $25 are conditional to requirements being met. 

Savings Accounts:

Rates for other Crescent State Bank Savings Accounts are available call your local office to inquire.

*Minimum deposit of $100.00 to open account. Average monthly balance of $2,500 in checking account required to avoid service charge. Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.

Account Description
Interest Rate
Annual Percentage Yield
Crescent Personal Savings 0.25% 0.25%
Crescent Platinum Savings**
Balance of $0 - $24,999
0.10% 0.10%
Crescent Platinum Savings**
Balance of $25,000 or greater
0.94% 0.95%
Crescent Money Maker
Balance of $0 - $9,999
0.15% 0.15%
Crescent Money Maker
Balance of $10,000- $24,999
0.20% 0.20%
Crescent Money Maker
Balance of $25,000 - 49,999
0.35% 0.35%
Crescent Money Maker
Balance of $50,000 - $99,999
0.50% 0.50%
Crescent Money Maker
Balance of $100,000 or greater
0.70% 0.70%

Certificates of Deposit:

$500 minimum deposit to open.

*Substantial penalty for early withdrawal

Term of Deposit
Balance of
$0 - $9,999
Balance of
$10,000- $49,999
Balance of
$50,000 - $99,999
Balance of
$100,000 & greater
RateAPYRateAPYRateAPYRateAPY
7-30 Days 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
31-90 Days 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
91-180 Days 0.30% 0.30% 0.35% 0.35% 0.40% 0.40% 0.45% 0.45%
181-364 Days 0.55% 0.55% 0.60% 0.60% 0.65% 0.65% 0.70% 0.70%
12-17 Months 0.90% 0.90% 0.95% 0.95% 1.00% 1.00% 1.04% 1.05%
18-23 Months 0.95% 0.95% 1.00% 1.00% 1.04% 1.05% 1.09% 1.10%
24-35 Month 1.19% 1.20% 1.24% 1.25% 1.29% 1.30% 1.34% 1.35%
36-47 Months 1.64% 1.65% 1.69% 1.70% 1.74% 1.75% 1.78% 1.80%
48-59 Months 2.18% 2.20% 2.23% 2.25% 2.27% 2.30% 2.32% 2.35%
60 Months 2.42% 2.45% 2.47% 2.50% 2.52% 2.55% 2.57% 2.60%