Current Rates
as of December 18, 2008
Checking Accounts:
Rates for other Crescent State Bank Checking Accounts are available call your local office to inquire.
*Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.
Account Description | Interest Rate | Annual Percentage Yield |
|---|---|---|
Crescent Rewards Checking - |
4.89% | 5.01% |
Crescent Rewards Checking |
1.00% | 1.01% |
| Crescent Rewards Checking All Balances Qualifications not met* Minimum Deposit to Open: $100 |
0.25% | 0.25% |
Crescent Gold |
0.05% | 0.05% |
| Crescent Plus | 0.05% | 0.05% |
| Crescent Platinum Balances of $0 - $9,999 |
0.10% | 0.10% |
| Crescent Platinum Balances of $10,000 and Greater |
0.20% | 0.20% |
**APY = Annual Percentage Yield. Annual Percentage Yield accurate as of November 18, 2008. Minimum to open account is $100. Rate tiers are as follows: 5.01%APY applies to balances of $.01 - $25,000 and 1.01%APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.25%APY will be earned on all balances if qualifications are not met. All balances will earn 1.01%-5.01% APY for each statement cycle that the following requirements are met: make 10 debit card point of sale transactions (excluding ATM transactions), 1 direct deposit or auto debit, and receive your monthly statement electronically (effective 4/22/09). Rates may change after the account is opened. Fees may reduce earnings. **ATM refunds up to $25 are conditional to requirements being met.
Savings Accounts:
Rates for other Crescent State Bank Savings Accounts are available call your local office to inquire.
*Minimum deposit of $100.00 to open account. Average monthly balance of $2,500 in checking account required to avoid service charge. Rates are variable and subject to change. Other fees may apply. Fees could reduce your earnings.
Account Description | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Crescent Personal Savings | 0.35% | 0.35% |
| Crescent Platinum Savings** Balance of $0 - $24,999 |
0.10% | 0.10% |
| Crescent Platinum Savings** Balance of $25,000 or greater |
1.49% | 1.50% |
| Crescent Money Maker Balance of $0 - $9,999 |
0.15% | 0.15% |
| Crescent Money Maker Balance of $10,000- $24,999 |
0.25% | 0.25% |
| Crescent Money Maker Balance of $25,000 - 49,999 |
0.75% | 0.75% |
| Crescent Money Maker Balance of $50,000 - $99,999 |
1.00% | 1.00% |
| Crescent Money Maker Balance of $100,000 or greater |
1.29% | 1.30% |
Certificates of Deposit:
$500 minimum deposit to open.
*Substantial penalty for early withdrawal
Term of Deposit | Balance of $0 - $9,999 | Balance of $10,000- $49,999 | Balance of $50,000 - $99,999 | Balance of $100,000 & greater | ||||
|---|---|---|---|---|---|---|---|---|
| Rate | APY | Rate | APY | Rate | APY | Rate | APY | |
| 7-30 Days | 1.00% | 1.00% | 1.04% | 1.05% | 1.09% | 1.10% | 1.14% | 1.15% |
| 31-90 Days | 1.29% | 1.30% | 1.34% | 1.35% | 1.34% | 1.35% | 1.44% | 1.45% |
| 91-180 Days | 1.49% | 1.50% | 1.54% | 1.55% | 1.54% | 1.55% | 1.64% | 1.65% |
| 181-364 Days | 1.73% | 1.75% | 1.78% | 1.80% | 1.78% | 1.80% | 1.88% | 1.90% |
| 12-17 Months | 2.47% | 2.50% | 2.52% | 2.55% | 2.52% | 2.55% | 2.62% | 2.65% |
| 18-23 Months | 2.71% | 2.75% | 2.76% | 2.80% | 2.76% | 2.80% | 2.86% | 2.90% |
| 24-35 Month | 3.10% | 3.15% | 3.15% | 3.20% | 3.15% | 3.20% | 3.25% | 3.30% |
| 36-47 Months | 3.44% | 3.50% | 3.49% | 3.55% | 3.49% | 3.55% | 3.59% | 3.65% |
| 48-59 Months | 3.68% | 3.75% | 3.73% | 3.80% | 3.73% | 3.80% | 3.83% | 3.90% |
| 60 Months | 3.92% | 4.00% | 3.97% | 4.05% | 3.97% | 4.05% | 4.07% | 4.15% |
