Certificate of Deposit

With its competitive rates and flexible terms, a Crescent Certificate of Deposit can be an ideal short or long-term investment. For added savings, interest may be reinvested in your certificate or deposited to an account. Interest rates are tiered so you can earn a higher rate on larger balances.

Open a CD account online:

Call or stop by your neighborhood location.

Current Rates

as of July 16, 2010

Term of Deposit
Balance of
$0 - $9,999
Balance of
$10,000- $49,999
Balance of
$50,000 - $99,999
Balance of
$100,000 & greater
Rate APY Rate APY Rate APY Rate APY
7-30 Days 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
31-90 Days 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 0.40% 0.40%
91-180 Days 0.30% 0.30% 0.35% 0.35% 0.40% 0.40% 0.45% 0.45%
181-364 Days 0.55% 0.55% 0.60% 0.60% 0.65% 0.65% 0.70% 0.70%
12-17 Months 0.90% 0.90% 0.95% 0.95% 1.00% 1.00% 1.04% 1.05%
18-23 Months 0.95% 0.95% 1.00% 1.00% 1.04% 1.05% 1.09% 1.10%
24-35 Month 1.19% 1.20% 1.24% 1.25% 1.29% 1.30% 1.34% 1.35%
36-47 Months 1.64% 1.65% 1.69% 1.70% 1.74% 1.75% 1.78% 1.80%
48-59 Months 2.18% 2.20% 2.23% 2.25% 2.27% 2.30% 2.32% 2.35%
60 Months 2.42% 2.45% 2.47% 2.50% 2.52% 2.55% 2.57% 2.60%