Certificate of Deposit

With its competitive rates and flexible terms, a Crescent Certificate of Deposit can be an ideal short or long-term investment. For added savings, interest may be reinvested in your certificate or deposited to an account. Interest rates are tiered so you can earn a higher rate on larger balances. Call or stop by your neighborhood location.

Current Rates

as of January 5, 2012

Term of Deposit
Balance of
$0 - $9,999
Balance of
$10,000- $49,999
Balance of
$50,000 - $99,999
Balance of
$100,000 & greater
Rate APY Rate APY Rate APY Rate APY
7-30 Days 0.05% 0.05% 0.10% 0.10% 0.15% 0.150% 0.20% 0.20%
31-90 Days 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% 0.25% 0.25%
91-180 Days 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% 0.30% 0.30%
181-364 Days 0.20% 0.20% 0.25% 0.25% 0.30% 0.30% 0.35% 0.35%
12-17 Months 0.45% 0.45% 0.50% 0.50% 0.55 0.55% 0.60% 0.60%
18-23 Months 0.55% 0.55% 0.60% 0.60% 0.65% 0.65% 0.70% 0.70%
24-35 Month 0.80% 0.80% 0.85% 0.85% 0.90% 0.90% 0.95% 0.95%
36-47 Months 1.04% 1.05% 1.09% 1.10% 1.14% 1.15% 1.19% 1.20%
48-59 Months 1.14% 1.15% 1.19% 1.20% 1.24% 1.25% 1.29% 1.30%
60 Months 1.34% 1.35% 1.39% 1.40% 1.44% 1.45% 1.49% 1.50%