Account Details

Rewards Checking

Isn't it time your checking account started paying you back? 3 easy steps allow you to earn a premium interest rate on checking and refunded foreign ATM fees!

Minimum Deposit to Open the Account: $100.00
Minimum Daily Balance to Avoid Monthly Service Charge :None
Interest Bearing: Yes, if qualifications are met earn 5.01%APY* on balances up to $25,000 and 1.01%APY* on balances over $25,000. If qualifications are not met a rate of 0.25% APY will be paid on all funds.
Monthly Service Charge: None
Check Writing, Debit Card & ATM: Unlimited
Online Banking and Bill Pay: Free
Frills: Refunded ATM Fees** nationwide if qualifications are met
Qualifications: At least 10 debit card transactions per month, 1 direct deposit or automatic debit per month and must accept e-statements.

Get the benefits of Rewards today! Compare to other checking accounts. Call your neighborhood location.

*APY = Annual Percentage Yield. Annual Percentage Yield accurate as of November 18, 2008. Minimum to open account is $100. Rate tiers are as follows: 5.01%APY applies to balances of $.01 - $25,000 and 1.01%APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.25%APY will be earned on all balances if qualifications are not met. All balances will earn 1.01%-5.01% APY for each statement cycle that the following requirements are met: make 10 debit card point of sale transactions (excluding ATM transactions), 1 direct deposit or auto debit, and receive your monthly statement electronically (effective 4/22/09). Rates may change after the account is opened. Fees may reduce earnings.
**ATM refunds up to $25 are conditional to requirements being met.

Freedom

Flexibility and convenience without the hassles of maintaining a minimum daily balance. Freedom is just that, free of monthly service charges.

Minimum Deposit to Open the Account: $100.00
Minimum Daily Balance to Avoid Monthly Service Charge: None
Interest Bearing: No
Monthly Service Charge: None
Check Writing, Debit Card & ATM: Unlimited
Online Banking and Bill Pay: Free
Frills: None

Platinum

Take your reward, you've earned it. Establish a more significant relationship with us and receive a higher rate of interest, plus a number of valuable services.

Minimum Deposit to Open the Account: $200.00
Minimum Daily Balance to Avoid Monthly Service Charge: $7,500 in combined daily savings, certificates of deposit, or money maker account balances or $15,000 in outstanding consumer loans.
Interest Bearing: Yes, tiered
Monthly Service Charge: $20.00 if balance falls below minimum
Check Writing, Debit Card & ATM: Unlimited
Online Banking and Bill Pay: Free
Frills: A competitive, tiered rate of interest, free Crescent Platinum wallet checks, a $25.00 annual credit towards the rental of a safe deposit box, five (5) free cashiers checks per month, a discounted interest rate on certain consumer credit products, free statement binder

Go Platinum today! Compare to other checking accounts. Check interest rates. Call or stop by your neighborhood location.

Gold

Age brings wisdom and free checking. For our customers aged 50 and over, we offer Crescent Gold.

Minimum Deposit to Open the Account: $100.00
Minimum Daily Balance to Avoid Monthly Service Charge: None
Interest Bearing: Yes
Monthly Service Charge: None
Check Writing, Debit Card & ATM: Unlimited
Online Banking and Bill Pay: Free
Minimum age requirement: Must be 50 years of age or over
Frills: A competitive rate of interest, free Crescent Gold wallet or duplicate checks, a $15.00 annual credit towards the rental of a safe deposit box, penalty-free withdraw from certificates of deposit for medical needs, and a free statement binder.

Get a Gold Account today! Compare to other checking accounts. Check interest rates. Call or stop by your neighborhood location.

*APY = Annual Percentage Yield. Annual Percentage Yield accurate as of November 18, 2008. Minimum to open account is $100. Rate tiers are as follows: 5.01%APY applies to balances of $.01 - $25,000 and 1.01%APY paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.25%APY will be earned on all balances if qualifications are not met. All balances will earn 1.01%-5.01%APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
**ATM refunds up to $25 are conditional to requirements being met.