| Community | Small Business | Small Business Interest | Non-Profit Interest | Commercial Analyzed | IOLTA/ Trust/ Escrow | |
|---|---|---|---|---|---|---|
| Minimum Deposit to Open the Account | $100 | $200 | $200 | $200 | $200 | $200 |
| Monthly Service Charge | $6 | $8 | $15 | $12 waived w/ $2000 minimum | Determined through account analysis | N/A |
| Minimum Balance to Avoid Monthly Service Charge | $100 min. daily balance | $2000 min. daily balance | $5000 min. daily balance – OR - $8000 min. month average | $2000 min. daily balance | N/A-account is analyzed | N/A |
| Interest Bearing? | N/A | N/A | Yes | Yes | N/A | Iolta-Yes, Trust- No |
| How Many Checks May I Write? | 10 checks per cycle; $.30 per check thereafter | Maximum of 50 checks written; 25 deposits per cycle; 75 items deposited - $.30 per item thereafter | 200 total items per cycle; $0.40 per item thereafter | Unlimited | Unlimited | Unlimited |
| How Many Debit Card Transactions do I get? | N/A | Unlimited | Unlimited | Unlimited | Unlimited | N/A |
| Free Online Banking | Yes | Yes | Yes | Yes | Yes | Yes |
| Free Notary Services | Yes | Yes | Yes | Yes | Yes | Yes |
| What Other Benefits Do I Receive? | 24 Hour telephone banking; Free courier service (where available) | 24 Hour telephone banking; Free courier service (where available) | 24 Hour telephone banking; Free courier service (where available) | 24 Hour telephone banking; Free courier service (where available) | 24 Hour telephone banking; Free courier service (where available); Earnings allowance to offset maintenance fee and analysis charges | 24 Hour telephone banking; Free courier service (where available); Interest paid directly to the NC Bar Assoc. |
| Restrictions? | Non-profit | N/A | N/A | Non-profit groups & Sole Proprietorships only (No For-Profit Corps.) | N/A | N/A |
| Learn More | Learn More | Learn More | Learn More | Learn More | Learn More |